Monday, July 02, 2012

What’s That Charge?

My brother Jeremy recently launched a new website,, with a simple-but-useful premise: An searchable online repository, with explanations, of those cryptic merchant ID strings representing particular businesses that appear on your monthly credit card statement, like PAYBYCASH(ULTIMATEG.C) 877-703-6339 OH.

The idea behind the site is that if you Google search for one of those strings, one of the results will (hopefully) be a page on the whatsthatcharge site with an explanation of what the charge is.  The site doesn’t index or collect any personal information at all – it simply has a list of those merchant ID strings from credit card statements, along with community-sourced explanations of what business each one represents.

It’s always a good idea to review your credit card statement to make sure the charges on it are legitimate, and hopefully this site will help a lot of people with doing that -- especially for those businesses that use very cryptic credit card merchant IDs